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CURRENT ACCOUNT
A full service, interest-bearing Current Account that enables customers to pay for goods and services by cheque.
Product Features
- Depending on the available balance, customers can earn interest on this account.
- Withdrawals can be made over the counter or by ATM.
- Free monthly statements are sent to customers.
- Currently the minimum initial deposits are as follows:
• Companies/Organisations GH˘500.00
• Partnerships/Sole Proprietors GH˘200.00
SAVINGS ACCOUNT
A savings facility for small businesses with attractive interest rates.
Product Features
- Attractive interest rates are offered, subject to review periodically.
- Withdrawals can be made over the counter or by ATM.
- Free quarterly statements are sent to customers.
- Minimum balance of GH˘500.00 should always be maintained in the account.
- Currently the minimum initial deposits are as follows:
• Partnerships/Sole Proprietors GH˘200.00
TTB GOLD ACCOUNT
The Trust Bank Gold account is a hybrid of savings and current account, which is structured to help our customers earn high interest whilst managing their cash flows more efficiently.
Product Features
- Customers require GH˘2,500.00 to open a Gold account.
- It is an interest bearing account offering tiered interest rates.
- Interest is calculated daily and applied monthly.
- Withdrawals from this account are restricted to a maximum of six (6) times per a month provided the minimum balance of GH˘2,500.00 is maintained.
- Should an account holder make more than the stipulated withdrawals in a month, a flat fee of GH˘5.00 is charged per transaction on the excess.
- A FREE personalised MICR Gold chequebook is issued upon opening of the account.
- Free monthly statements are sent to customers.
- No COT
- ATM Linked
FOREX ACCOUNT
A full service account which is maintained in the following convertible currencies:- USD, EURO, GBP and recommended for foreign currencies sourced within Ghana.
Product Features
- Exchange Control approval will be required for outward transfer of funds from this account.
- Free monthly statements are sent to customers.
- Minimum initial deposit required is USD1000 or its equivalent in other major convertible currencies (for both individuals and corporate bodies)
- Minimum retention balance is USD 500 or its equivalent in the other major currencies.
FOREIGN ACCOUNT
A full service interest-bearing current account that can be maintained in the following convertible currencies: - USD, EURO, GBP.
Product Features
- Depending on the available balance customers can earn interest on this account.
- Lodgements into the account are restricted to funds from foreign sources only, including travellers’ cheques, drafts, Foreign Cheques and Inward remittances.
- Funds in the account can be remitted outside Ghana without exchange control approval.
- Free monthly statements are sent to customers.
- Cash withdrawals attract a 2.5% charge.
FIXED DEPOSIT ACCOUNT
This is an investment instrument with highly attractive interest rates for various terms.
Product Features
- Interest Rates payable depend on the term of the investment.
- Rate of interest can be negotiated when large sums of money are invested.
- Investment can be made for various terms as follows:-
1 month
3 months
6 months
12 months
- The minimum deposit is currently GH˘100.00 and any additional amounts is in multiples of GH˘10.00.
CALL ACCOUNT
This is a very flexible investment instrument designed to enable the investor derive maximum benefit from interest paid.
Product Features
- Can be virtually run like a current account with flexibility in adding to the balance as well as effecting transfers there from.
- Free statement is provided showing transactions and basis of interest calculated.
- Rate of interest can be negotiated when large sums of money are invested.
- Investment funds can be called subject to very short notice given to the bank.
- The minimum deposit is currently GH˘5,000.00.
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