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For individuals and professionals we provide financing for special needs such as tuitions fees, home improvement/ maintenance, purchase of household appliances, land and funds for urgent personal commitments.
You may access the following facilities:
Personal Loans
Consumer Loans
Executive Loans
PERSONAL LOANS
A loan facility for salaried workers who maintain current or savings accounts with us.
• Usually for a minimum of 6 months.
EXECUTIVE LOANS
A facility for senior executives and high net worth individuals that attracts preferential interest rates.
* We offer preferential interest rates for various professional categories on these products.
* Auto loans for professionals.
* Selective Mortgage Financing for Chief Executives, Senior Civil servants, Professionals and high net worth individuals.
For these loans there is no application fee, no collateral is required for approval and processing is fast and simple. Under this facility the only requirement is either a guarantee or an undertaking from an applicant’s employers. You must also have been an account holder for at least six(6) months and your monthly salary is received through any of our branches/ agencies.
Small businesses can benefit from the following facilities:
Term and Working Capital Loans
Consortium Loans
Loan scheme for clearance of goods
Loan scheme for Retail/ Wholesale Traders.
Loan scheme for Small Service Business Enterprises
Loan scheme for LPO Financing
Instant Loans for Cash Backed Lending
Loan scheme for Professionals, Consulting firms and Self Employed
Loan scheme for the expansion of professional practices and consultancies.
Non-Traditional Export Sector ( loan facility for post shipment etc.)
Group loan scheme for recognized trade associations
Warehousing Facility
Invoice Discounting
You are assured of maximum loans tailored to your business requirements, competitive interest rates, fast and simple processing and flexible terms linked to your cash flow needs,
We care about your well being and therefore make sure that the repayments are flexible so that you can repay your loans and still live comfortably within your budget.
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